The Hicksville Bank, a division of Interrainterracu.com
The Hicksville Bank, a division of Interra Credit Union
Banking & products

Your accounts are still open for business.

Hicksville products stay available through the interim period — you can still open accounts, apply for loans and renew certificates right here.

4
offices still open
~6 mo
of interim operation
All
products still available
$0
you need to move
Available now

What you can open today.

Hometown Checking

Straightforward checking for everyday spending, with the people who know you at the window and on the phone.

$50to open
Contact us
Choice Checking

A flexible account built around debit, eStatements, and digital banking — designed to stay fee-free when you use it your way.

Fee-free*when you qualify
Contact us
Super NOW Checking

Interest-earning checking for balances you keep on hand, with full access to your money and local support.

0.05%APY
Contact us

Deposit rates shown match The Hicksville Bank published rates (CD special accurate as of 6/29/2026; savings as of 12/19/2025). APY = Annual Percentage Yield. Rates subject to change. Fees may reduce earnings.

After conversion

Where your account lands.

At operational day one your Hicksville account maps to its Interra equivalent. Here's the plan as it stands — you'll get your specific account mapping in writing before it happens.

See the full timeline
Your Hicksville account
Becomes at Interra
Status
Hometown Checking
Interra Free Checking
Direct
Choice Checking
Interra Advantage Checking
Direct
Super NOW Checking
Interra interest checking
Direct
Regular Savings
Interra Regular Savings
Direct
Power Savings
Interra money market savings
Direct
Certificates of Deposit
Interra Certificate at renewal
At maturity
Mortgage & consumer loans
Serviced by Interra, same terms
Unchanged
Business & agricultural loans
Interra Commercial / Ag
Direct
Coming to you

What you gain as a member-owner.

+
Ownership, not customership

A $5 share account makes you a member-owner with a vote for the volunteer board.

+
Shared branching

Bank in person at 5,000+ credit union locations nationwide, not just the four here.

+
A larger ATM network

Surcharge-free access well beyond the current footprint.

+
Modern digital tools

Mobile deposit, card on/off controls, alerts and person-to-person transfers.

+
More lending capacity

A $2B balance sheet means larger ag and commercial credits stay local instead of going out of county.

A word on pricing

Nobody's rate changes because of this.

Your loan rate, your certificate rate and your term were set by the contract you signed. A change in ownership does not reopen it. Existing loans keep their APR to maturity, and existing certificates keep their rate to the maturity date.

Where pricing does move is at renewal after conversion — at which point you're pricing against a member-owned cooperative that returns earnings to members rather than outside shareholders.

Want to open something today?

Every Hicksville office is still opening accounts and writing loans. Walk in, or call and we'll get it started.